{"id":48,"date":"2026-03-03T19:52:32","date_gmt":"2026-03-03T19:44:15","guid":{"rendered":"http:\/\/localhost\/finance33\/?page_id=9"},"modified":"2026-03-25T21:09:31","modified_gmt":"2026-03-25T21:09:31","slug":"terms","status":"publish","type":"page","link":"https:\/\/www.finance33.com\/?page_id=48","title":{"rendered":"Terms of Service"},"content":{"rendered":"<main class=\"flex-1\">\n<div class=\"w-full bg-white\">\n   <section class=\"relative w-full bg-navy-950 text-white py-12 sm:py-20\">\n      <div class=\"container max-w-4xl mx-auto px-4 sm:px-6 lg:px-8\">\n         <h1 class=\"font-headline text-4xl sm:text-5xl lg:text-6xl font-bold mb-4\">Terms of Service<\/h1>\n         <p class=\"text-gray-300 text-lg\">Please read these terms carefully before using Finance33<\/p>\n      <\/div>\n   <\/section>\n   <section class=\"w-full bg-white py-12 sm:py-20\">\n      <div class=\"container max-w-4xl mx-auto px-4 sm:px-6 lg:px-8\">\n         <div class=\"prose prose-lg max-w-none space-y-8 text-charcoal\">\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Agreement to Terms<\/h2>\n               <p class=\"leading-relaxed\">By accessing and using Finance33.com (the \"Service\"), you agree to be bound by these Terms of Service. If you do not agree to abide by these terms, please do not use this website.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Use License<\/h2>\n               <p class=\"leading-relaxed mb-4\">Permission is granted to temporarily download one copy of the materials on Finance33's website for personal, non-commercial transitory viewing only. Under this license you may not:<\/p><ul class=\"list-disc list-inside space-y-2\"><li>Modify or copy the materials<\/li><li>Use the materials for any commercial purpose or public display<\/li><li>Attempt to reverse engineer any software on Finance33<\/li><li>Remove any copyright or proprietary notations<\/li><li>Transfer the materials to another person or mirror them on another server<\/li><li>Use the materials in any way that infringes upon Finance33's or any third party's rights<\/li><\/ul>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Disclaimer<\/h2>\n               <p class=\"leading-relaxed mb-4\"><strong>Finance33 is an educational resource and does NOT provide personalized financial, investment, or legal advice.<\/strong> All content is provided \"as is\" without warranties. Finance33 makes no representations about:<\/p><ul class=\"list-disc list-inside space-y-2\"><li>The accuracy, reliability, or completeness of information<\/li><li>The timeliness of interest rates, fees, or product offerings<\/li><li>The availability of financial products mentioned<\/li><li>The results of using our site or accessing partner websites<\/li><\/ul>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Not Financial Advice<\/h2>\n               <p class=\"leading-relaxed\">Nothing on Finance33 should be interpreted as a recommendation to take any financial action, apply for a loan, invest in a product, or make any other financial decision. Financial decisions should be made only after consulting with a qualified financial advisor who understands your complete financial situation and goals.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Limitations of Liability<\/h2>\n               <p class=\"leading-relaxed\">In no event shall Finance33 or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the Finance33 website, even if Finance33 has been notified of the possibility of such damage.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Accuracy of Materials<\/h2>\n               <p class=\"leading-relaxed\">While Finance33 strives for accuracy, we do not guarantee that all information is accurate, complete, or current. Interest rates, fees, and terms change frequently. You are responsible for verifying all information directly with financial providers before making any decisions or applications.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Limitations on Affiliate Links<\/h2>\n               <p class=\"leading-relaxed\">Finance33 may contain links to third-party websites for which we earn affiliate commissions. We are not responsible for the content, accuracy, or practices of these third-party sites. Your interactions with third-party websites are governed by their terms and conditions, not ours.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Links to Third-Party Sites<\/h2>\n               <p class=\"leading-relaxed\">Finance33 may contain links to third-party websites. We have no control over the content of these sites and assume no responsibility for them. Your use of third-party websites is at your own risk and subject to their terms and conditions.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Modifications to Service<\/h2>\n               <p class=\"leading-relaxed\">Finance33 may revise these terms of service at any time without notice. By using this Service, you are agreeing to be bound by the then current version of these terms of service.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Governing Law<\/h2>\n               <p class=\"leading-relaxed\">These terms and conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Your Responsibilities<\/h2>\n               <p class=\"leading-relaxed\">By using Finance33, you agree that you are responsible for any information you provide and any consequences that result from that information. You agree not to use Finance33 for any illegal or unauthorized purpose, and to comply with all laws, rules, and regulations applicable to your use.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Identity Verification<\/h2>\n               <p class=\"leading-relaxed\">When applying for financial products through third-party partners, you may be required to provide personal information including social security number, income, and other sensitive data. You are responsible for providing accurate information and protecting your privacy. Review each partner's privacy policy before submitting information.<\/p>            <\/div>\n                        <div>\n               <h2 class=\"font-headline text-2xl font-bold text-navy mb-4\">Contact Information<\/h2>\n               <p class=\"leading-relaxed\">If you have questions about these Terms of Service, please contact us:<\/p>\n               <p class=\"leading-relaxed mt-4\">\n                  <strong>Finance33<\/strong><br>\n                  Email: support@finance33.com<br>\n                  Website: finance33.com               <\/p>\n            <\/div>\n            <div class=\"border-t border-gold border-opacity-20 pt-8\">\n               <p class=\"text-sm text-gray-500\">Last Updated: 2026. These terms apply to all users of Finance33.<\/p>\n            <\/div>\n         <\/div>\n      <\/div>\n   <\/section>\n<\/div>\n<\/main>\n    \n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-48","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.finance33.com\/index.php?rest_route=\/wp\/v2\/pages\/48","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finance33.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.finance33.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.finance33.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finance33.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=48"}],"version-history":[{"count":2,"href":"https:\/\/www.finance33.com\/index.php?rest_route=\/wp\/v2\/pages\/48\/revisions"}],"predecessor-version":[{"id":263,"href":"https:\/\/www.finance33.com\/index.php?rest_route=\/wp\/v2\/pages\/48\/revisions\/263"}],"wp:attachment":[{"href":"https:\/\/www.finance33.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=48"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}